As the name implies, we are a company that is used to solving problems. We thrive on them. Compliance with the FSA rules was once a matter of understanding their rules and then applying them. Often this prevented companies from doing what they were set up for - helping clients with their Insurance needs.

Now the "Principles Based" regime is with us, things are even harder to understand. What exactly do the FSA want - what should I do to satisfy them?

You can find the FSA's own guidance on choosing a Compliance Consultant here.

We offer a range of services, including the option to purchase ongoing compliance support to having one-off consultancy days or half days.

We can help you with this - tell us your problem and we will come up with the solution. Here are some of the areas we help clients:

• FSA Authorisation application assistance
  
• Compliance Health checks and Reviews
  
• Assistance with setting up thier internal Compliance Monitoring Programme
• Help clients set up Training and Development Plans
• Test your staff for competency
  
• Review your Induction and Appraisal system and give guidance and recommendations  
  
• TCF  - assististance to conduct a Gap Anlaysis and set up methods for monitoring management Information
• Sales Procedures checking and Reporting
• Review policy documents and wordings
• File Checks and monitoring
  
• Mystery Shopping
• Help clients move from holding client client money
• Help those who want to change from advised sales to non-advised sales
• Review documents and procedures to ensure compliant
  
• Training Courses and Updates for firms on compliance issues
• Help firms prepare for a supervisory/ themed or ARROW visit from the FSA
• Review Contracts, Sub Broking and Underwiting Agreements and TOBA's
• Provide training to your staff on any Regulatory tiopic - eg Data Protection, TCF , Conflicts of Interest, Sales etc

Appointed Representatives

If you currently have Appointed representatives then Create Solutions can help you monitor them and fulfil your regulatory responsibilities.

If you are considering appointing an Appointed Representative, speak to us first - we can offer practical help.

We can also:

• Prepare a draft contract
• Help with Systems and Controls
• Assist with Training and Competency requirements
• Help set up Introducer Appointed Representatives
• Help monitor your existing Appointed Representatives
• Help audit and control your network